Final Expense in Miami-Dade County, Florida. About 505,044 Medicare beneficiaries live here, with roughly 80 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare MedicareMax FL-0028 and Humana Gold Plus H1036-054C. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Florida agency, or visit mrandmrsinsurance.com.
Miami-Dade County Final Expense Plans
Miami-area carriers, real enrollment data, free quotes from a licensed Florida agent.
What makes Miami-Dade County different: Highest MA penetration of any large U.S. county outside Puerto Rico (KFF 2024). 46 MA plan options in 2026; 70% rated 4+ stars (medicare.org).
Top carriers in Miami-Dade County
UnitedHealthcare MedicareMax FL-0028 (HMO)
4-star CMS rating
Humana Gold Plus H1036-054C (HMO)
4-star CMS rating
UnitedHealthcare Preferred FL-0001 (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Want to talk it through?
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Miami-Dade County plans that fit your situation.
Major hospitals: Jackson Memorial Hospital, Baptist Hospital of Miami, Mount Sinai Medical Center
Frequently Asked Questions
How many people live in Miami-Dade County?▾
Miami-Dade County has about 2,716,940 residents per the 2024 ACS 5-year estimates; 19% are age 65 or older.
Who are the top insurers in Miami-Dade County?▾
The largest carriers in Miami-Dade County are UnitedHealthcare MedicareMax FL-0028 (HMO), Humana Gold Plus H1036-054C (HMO), UnitedHealthcare Preferred FL-0001 (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Miami-Dade County?▾
Florida SHINE — Miami-Dade (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Jackson Memorial Hospital, Baptist Hospital of Miami, Mount Sinai Medical Center.