Mr. & Mrs. Insurance
Final Expense in Lee County, Florida. About 218,994 Medicare beneficiaries live here, with roughly 50 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H1036 and UnitedHealthcare AARP Medicare Advantage Plan 1. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Florida agency, or visit mrandmrsinsurance.com.

Lee County Final Expense Plans

Cape Coral-area carriers, real enrollment data, free quotes from a licensed Florida agent.

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M&R

Matt & Robin Giron

Licensed in Texas and Florida

📞 (713) 997-5768

Lee County at a glance

Population (2024 ACS)
822,800
Medicare beneficiaries
218,994
MA penetration
50%
Age 65 or older
30%

What makes Lee County different: Hurricane Ian rebuild zone (Cape Coral / Fort Myers Beach). 30% age 65+. Term life + final expense positioning around hurricane prep is the natural funnel.

Top carriers in Lee County

  • Humana Gold Plus H1036 (HMO)

    4-star CMS rating

  • UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO)

    4-star CMS rating

  • Aetna Medicare Premier (PPO)

    4-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Want to talk it through?

Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Lee County plans that fit your situation.

Local resources in Lee County

Frequently Asked Questions

How many people live in Lee County?

Lee County has about 822,800 residents per the 2024 ACS 5-year estimates; 30% are age 65 or older.

Who are the top insurers in Lee County?

The largest carriers in Lee County are Humana Gold Plus H1036 (HMO), UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO), Aetna Medicare Premier (PPO). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What state resources are available in Lee County?

Florida SHINE — Lee (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Lee Memorial Hospital, HealthPark Medical Center, Gulf Coast Medical Center.

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